Centre for Homeownership | Down Payment Assistance
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Down Payment Assistance

Are you looking at purchasing a home? If so our agency has an array of resources to assist you in your home buying process.  To start you may be eligible for up to 20% Down Payment Assistance through the Community Partner Loan Pool Program.  Call today to speak to a certified housing counselor regarding eligibility @ 919-241-4718

Other down payment assistance options are available as well. A brief description of each program is provided below.  Any buyer using a Down Payment Program must meet the specific mortgage guidelines.

 

 

Available Programs:

CPLP Program– provides down payment assistance  to qualified buyers up to 20% of the sales price.  Maximum sales price based on county. Click on link to calculate Maximum Down Payment Amount.

NC Home Advantage-  provides down payment assistance  up to 5% of the sales price. Maximum sales price $245,000; Maximum Down Payment $12,500

Hardest Hit Fund 15k-  provides $15,000 in down payment assistance to eligible buyers purchasing a home in Johnston or Guilford County. *First-time home buyers only*

City of Raleigh DPA- provides $20,000 in down payment assistance to eligible buyers purchasing a home in the City of Raleigh  *First-time home buyers only*

City of Durham DPA- provides up to $20,000 in down payment assistance to eligible buyers purchasing a home in the City of Durham Southside Neighborhood. 

FHLB Atlanta DPA- provides a 4 to 1 match up to $5,000 in down payment assistance. *First-time home buyers only*

Mortgage Credit Certificate-  enables eligible buyers to save up to $2,000 a year on federal taxes. *First-time home buyers  & Military Veterans only*

For more information please complete the form below.