Are you looking at purchasing a home? If so our agency has an array of resources to assist you in your home buying process. To start you may be eligible for up to 20% Down Payment Assistance through the Community Partner Loan Pool Program. Call today to speak to a certified housing counselor regarding eligibility @ 919-241-4718
Other down payment assistance options are available as well. A brief description of each program is provided below. Any buyer using a Down Payment Program must meet the specific mortgage guidelines.
CPLP Program– provides down payment assistance to qualified buyers up to 20% of the sales price. Maximum sales price based on county. Click on link to calculate Maximum Down Payment Amount.
NC Home Advantage- provides down payment assistance up to 5% of the sales price. Maximum sales price $245,000; Maximum Down Payment $12,500
Hardest Hit Fund 15k- provides $15,000 in down payment assistance to eligible buyers purchasing a home in Johnston or Guilford County. *First-time home buyers only*
City of Raleigh DPA- provides $20,000 in down payment assistance to eligible buyers purchasing a home in the City of Raleigh *First-time home buyers only*
City of Durham DPA- provides up to $20,000 in down payment assistance to eligible buyers purchasing a home in the City of Durham Southside Neighborhood.
FHLB Atlanta DPA- provides a 4 to 1 match up to $5,000 in down payment assistance. *First-time home buyers only*
Mortgage Credit Certificate- enables eligible buyers to save up to $2,000 a year on federal taxes. *First-time home buyers & Military Veterans only*